PERSONAL · THE BOWERS AGENCY
Protect your investment property, not just your home.
Rental property carries risks a standard homeowners policy won’t cover.
WHAT’S COVERED
Landlord Insurance at a glance.
We compare top carriers to build a policy that covers what matters — not just the minimum required.
Dwelling coverage for the rental structure
Loss of rental income if the property becomes uninhabitable
Landlord liability protection
Optional coverage for landlord-owned appliances and fixtures
Coverage that accounts for tenant occupancy
Guidance on requiring tenant renters insurance
KNOW BEFORE YOU BUY
What Florida & Georgia clients need to know.
A standard homeowners policy typically won’t cover a property you rent out — you need a dedicated landlord policy. We help investors and accidental landlords alike get this right the first time.
WHO IT’S FOR
Is this coverage right for you?
Property owners renting out a single home, condo, or multi-unit property in Florida or Georgia.
RELATED COVERAGE
Often paired with landlord insurance.
Personal
Renters Insurance
Protect what’s yours and your liability, even if you don’t own the building.
PersonalRenters InsuranceProtect what’s yours and your liability, even if you don’t own the building.Learn more →
Personal
Home Insurance
Rebuilding cost, wind and liability protection for your Northeast Florida home.
PersonalHome InsuranceRebuilding cost, wind and liability protection for your Northeast Florida home.Learn more →
Business
Business Insurance
Liability, property, and equipment coverage sized to how you actually operate.
BusinessBusiness InsuranceLiability, property, and equipment coverage sized to how you actually operate.Learn more →
Get your landlord insurance quote today.
Tell us a little about what you need. A local advisor will reach out — usually the same day — with options built around you.