Our Team

A local agency, built around straight answers.

We’re an independent insurance agency based in Jacksonville, working with Northeast Florida families and businesses to find coverage that fits — not just the first quote.

Meet Your Team

The people behind every policy.

Mandy Bowers

Mandy Bowers

Agency Owner

Mandy BowersAgency Owner904-292-2724

Avery Cochran

Avery Cochran

Licensed Agent

Avery CochranLicensed Agent904-701-5011

Karrie Pace

Karrie Pace

Licensed Agent

Karrie PaceLicensed Agent904-292-2724

A partner who works for you, not a carrier.

Independent by design

We answer to you. Because we represent many carriers, our advice is built around your needs — never a quota.

Coastal expertise

Wind, flood, and hurricane exposure are our home turf. We understand Northeast Florida risk intimately.

Plain-language guidance

No fine-print games. We explain what you’re buying so there are no surprises at claim time.

People who pick up

Real relationships, local team. When something happens, you reach someone who knows your name.

Let’s find your best rate.

Tell us a little about what you need. A local advisor will reach out — usually the same day — with options built around you.