PERSONAL · THE BOWERS AGENCY
Coverage built around what your family needs.
Term and permanent life insurance options sized to your actual financial picture.

WHAT’S COVERED
Life Insurance at a glance.
We compare top carriers to build a policy that covers what matters — not just the minimum required.
Term life coverage for a defined period
Permanent/whole life options that build cash value
Coverage amount guidance based on income replacement
Beneficiary designation support
Riders for critical illness or disability
Policy review as your life circumstances change
KNOW BEFORE YOU BUY
What Florida & Georgia clients need to know.
Life insurance needs shift with major life events — a new home, a new child, a new business. We revisit your coverage periodically so it keeps pace with your life instead of falling behind it.
WHO IT’S FOR
Is this coverage right for you?
Anyone with people who depend on their income — a spouse, children, or a business partner.
RELATED COVERAGE
Often paired with life insurance.

Personal
Umbrella Insurance
Extra liability protection layered on top of your home and auto policies.
PersonalUmbrella InsuranceExtra liability protection layered on top of your home and auto policies.Learn more →

Business
Business Insurance
Liability, property, and equipment coverage sized to how you actually operate.
BusinessBusiness InsuranceLiability, property, and equipment coverage sized to how you actually operate.Learn more →

Personal
Home Insurance
Rebuilding cost, wind and liability protection for your Northeast Florida home.
PersonalHome InsuranceRebuilding cost, wind and liability protection for your Northeast Florida home.Learn more →
Get your life insurance quote today.
Tell us a little about what you need. A local advisor will reach out — usually the same day — with options built around you.