COASTAL & RECREATIONAL · THE BOWERS AGENCY
Coverage for how you actually spend your weekends.
ATVs, golf carts, and other recreational vehicles need their own coverage, on and off the road.
WHAT’S COVERED
Recreational Insurance at a glance.
We compare top carriers to build a policy that covers what matters — not just the minimum required.
Liability coverage for recreational vehicle use
Collision and comprehensive options
Coverage on public roads where permitted
Coverage for off-road and private property use
Accessory and equipment coverage
Seasonal/storage coverage adjustments
KNOW BEFORE YOU BUY
What Florida & Georgia clients need to know.
Many recreational vehicles aren’t automatically covered under a standard auto or homeowners policy. We make sure coverage matches how and where you actually use yours.
WHO IT’S FOR
Is this coverage right for you?
ATV, golf cart, and recreational vehicle owners in Florida and Georgia.
RELATED COVERAGE
Often paired with recreational insurance.
Coastal & Recreational
Boat Insurance
Hull, liability, and towing coverage for time on the water.
Coastal & RecreationalBoat InsuranceHull, liability, and towing coverage for time on the water.Learn more →
Coastal & Recreational
Motorcycle Insurance
Liability and collision coverage built for how and where you ride.
Coastal & RecreationalMotorcycle InsuranceLiability and collision coverage built for how and where you ride.Learn more →
Personal
Umbrella Insurance
Extra liability protection layered on top of your home and auto policies.
PersonalUmbrella InsuranceExtra liability protection layered on top of your home and auto policies.Learn more →
Get your recreational insurance quote today.
Tell us a little about what you need. A local advisor will reach out — usually the same day — with options built around you.